About Us

CHWCA was created in 1991 and was formed as a joint powers authority to provide workers’ compensation coverage within a pool and risk sharing agreement.

A Joint Powers Authority (JPA) is a viable alternative to commercial insurance because it generally provides a more comprehensive coverage program than regular commercial insurance companies offer and is not profit-driven. Benefits of a JPA include flexibility in determining coverage programs, risk control activities, funding levels, premium collection, and dividends. Additionally, members have greater control over claims and related costs and also experience more premium stability and less year-to-year rate fluctuations.

A California public housing authority can become a member of CHWCA. To obtain an application and pricing quotation to join CHWCA, please contact us.


The California Housing Workers’ Compensation Authority (CHWCA) has met all of the stringent professional standards established by the California Association of Joint Powers Authorities (CAJPA) in the areas of governance, finance, claims control, safety and loss prevention, excess coverage, and risk management. CAJPA’s accreditation process requires reviews by independent consultants in all of the foregoing areas, including accounting, claims management, and actuarial analysis. CHWCA is proud to have received an “Accreditation with Excellence,” the highest designation possible from the California Association of Joint Powers Authorities.