Summary of Programs

Workers' Compensation Coverage

We provide coverage for workers’ compensation losses incurred under the State of California Workers’ Compensation Law and Statutes and within the limits of program coverage. CHWCA claims are handled by our Third Party Administrator, Innovative Claims Solutions (ICS).

CHWCA retains the first $750,000 of each loss for workers’ compensation and employer’s liability and shares the risk among the members. The workers’ compensation program also extends to include excess coverage above the pool’s threshold through the Local Agency Workers’ Compensation Excess Joint Powers Authority (LAWCX), up to statutory coverage limits.

For more information about this program, as well as additional layers of excess coverage in place, please contact our staff.


Risk Control Program

CHWCA provides professional safety and risk control consulting services designed to assess risk exposures, identify internal processes to control risks, and create and maintain a safety culture within member agencies. CHWCA’s Risk Control Program focuses on a culture-based safety program and addresses a variety of employee health, safety, and regulatory concerns at the member agency level. Each year, a customized Risk Control Work Plan is developed for the membership by the Risk Control Manager with input from the Risk Management Committee.

The Plan is designed to help each member address the key exposures that drive loss costs for the member and the pool. Members can choose from a variety of risk control services, including program development and employee and management training on a variety of topics.

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